I just got back from picking up my brand new car.  I must say that I am very excited to finally have a vehicle that I can depend on and that will get me the kind of gas mileage that I need to save over 1 thousand dollars a year.  However, I am needing some help understanding the car loan that I just got through the dealerships bank.  I am trusting that it’s all fine.  I just want to understand it so I am not just paying somebody without knowing why I am paying them each amount and where it’s all going.