Creating workable Car Loans that you can really deal with is not always impossible.  However, there are some things that you can do to ensure that you are getting the best rates.  Your first step is to ensure that your credit report is accurate.  Any mistakes on your file could increase your interest rate significantly.  Additionally, shopping around for the best deal possible will make it so that you can easily get a loan that is viable for your needs, while trying to find a lender that you are truly satisfied with as well.  Not all lenders are good, and finding the perfect mix of a good lender and a suitable loan is critical to ultimately enjoying the loan.