My insurance costs me $500 per year more than my twin sister. She just got a quote for $1000 a year for Ontario auto insurance. We have the exact same driving record. The only difference with us is I live with my boyfriend and he sometimes drives my car. I have him on my policy.

Her car is actually more sporty than mine. I might have to stop letting my boyfriend drive my car if I don’t figure out something out soon. I can’t afford all the extra money. He said he isn’t paying the difference. He said I need to call some different insurance companies because there are cheaper companies.