Being a contractor is a way of life for me I have a passion for it . The only thing is not everybody pays me on time so I have had to take out several Bad Credit Loans. Just so I can stay in business. For example a new couple in town bough this house that was run down a little need the front porch built ,some paint on the walls and a lot of little odds and ends. Well when it comes time to pay they were short on cash. They paid what they could this month and the rest next . so it is a good thing this had happened before I knew exactly what to do.