I let my friend borrow my car and he got into an accident with it. I was not aware that his license was under suspension. Now I am stuck with faults on my driving record because of this mishap. I will never be able to get my friend to take any responsibility for this. Luckily nobody was hurt and it was a single car accident. The car is now fixed and ready to roll, however I have to find a new insurance company. It looks like I will be needing to purchase a high risk car insurance policy. I hope I can find something affordable.